catastrophic accident. Within a matter of days you could incur hospital and doctors’ bills in the tens of thousands, even hundreds of thousands of dollars. Without insurance your home could be taken from you, your bank account could be drained, and any other assets you own could be wiped away – all in the blink of an eye.
And yet, for over 50% of the people in West Virginia the cost of health insurance is reported to be a severe financial hardship and fully 16% of the people of West Virginia can’t afford health insurance at all.
While we wait for relief it is vital that we find ways of reducing the cost of health insurance ourselves. Purchasing health insurance online is, perhaps, part of the answer since online health insurance generally costs less than health insurance purchased from a brick and mortar business. But simply jumping online with no clear idea of how to lower the cost of health insurance will not solve the problem. We need something more. We need ways of reducing costs initially so that the additional savings we get from purchasing our insurance online can have a real meaning.
Fortunately there are steps that you can take that will help reduce the cost of your health insurance even before you get online.